After losing her son, Samantha Carter lost her car to a car on the side of the road in December 2020.
The crash left Carter in hospital for three days and left her with severe injuries.
Carter was told she would need two months of intensive care to recover.
After a year in intensive care, Carter returned to work but said she was not ready to put her career on hold for her recovery.
She told The Australian Financial Review she would like to see a car insurance scheme like Newstart introduced to the community.
“I would like the people that are already living in the community to see this as a safety net for people that may be out of work or people that have had a car accident,” she said.
“They need to get involved in this and give the community a safety plan that they can use.”
The government will consider Carter’s case when it meets in Melbourne in February.
The ABC’s John Geddes reports from Victoria.